A sub-contractor is an independent third party who provides a service on behalf of an insured employer.  

Sub-contractors generally specialise in a specific service and an insured may engage several different sub-contractors as part of the overall offering to its customers. 

An insured may also engage other independent third parties to provide services to its business, but these parties are not necessarily considered sub-contractors. 

So what’s the difference?

WHAT IS A ‘TRUE’ SUB-CONTRACTOR?

Let’s use the example of a cartage contractor as an insured with direct employees who drive its own trucks in addition to engaging third-party contract drivers. 

Premium

You need to login to access this

Login

What are CIP Points? About ANZIIF Membership