The fine line between professional indemnity and general liability

ClaimsGeneral InsuranceInsurance BrokingRisk

ANZIIF’s 2022 New Zealand Liability Conference was a great success, with the industry honing in on many curly areas of practice. Philippa Fee, Partner, Fee Langstone, took on the scope of professional indemnity and general liability policies. She told the...

A

Anna Game-Lopata — ANZIIF senior writer

11 May 2026

3 mins read

A

The fine line between professional indemnity and general liability

ANZIIF’s 2022 New Zealand Liability Conference was a great success, with the industry honing in on many curly areas of practice.

Philippa Fee, Partner, Fee Langstone, took on the scope of professional indemnity and general liability policies.

She told the conference that the kinds of claims where issues arise are many and varied.

‘For example, if a builder takes on a construction contract, it is usual for the principal under the contract to require professional indemnity and general liability covers. But exactly what do these policies cover?’

‘In the context of the manufacturer, who makes representations as to the quality and suitability of a product? Do these representations fall within the scope of a professional liability or general liability risk?’