Market conditions may favour buyers, but emerging risks are raising the stakes. Explore EBM’s latest outlook for insights into the trends reshaping underwriting, coverage and risk management strategies.

A competitive insurance market is creating opportunities for stronger coverage and more flexible terms, but insurers are simultaneously confronting a more complex risk environment spanning cyber, AI, climate, regulation and supply chains.

EBM’s Insurance Market Trends and Outlook provides a timely snapshot of developments across liability, cyber, financial and professional lines and property insurance. Liability capacity remains strong, while underwriters are placing greater emphasis on governance, risk controls and claims performance. Cyber presents a particularly striking challenge: a cyber incident is reported every six minutes in Australia, while AI is enabling attacks to become increasingly automated and scalable.

This report offers insurers insight into changing buyer expectations, emerging exposures and the growing influence of data and technology on underwriting and risk selection. Understand where the market is heading and what today’s conditions could mean for tomorrow’s insurance risks.

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