Munich Re

Munich Re’s fourth Global Cyber Risk and Insurance Survey highlights cyber resilience as a growing strategic priority for business leaders worldwide.

Drawing on insights from more than 9,500 respondents across 20 countries, the report explores rising digital dependencies, evolving cyber threats, and the expanding role of cyber insurance in managing risk.

Artificial Intelligence (AI) has rapidly emerged as one of the most significant technologies shaping modern business, driving innovation while also increasing organisations’ reliance on interconnected digital systems.

As these dependencies deepen, so too do concerns about systemic cyber vulnerabilities and the potential consequences of disruption.

Against this backdrop, risk awareness among C-level executives remains high, with most leaders believing their organisation’s current level of cyber protection is inadequate.

Many organisations are turning to cyber insurance not only to protect against financial losses arising from business interruption or liability claims, but also to gain access to specialist incident response services and expertise.

Interest in cyber insurance is continuing to grow, with well over a third of C-level executives actively considering purchasing cover. This suggests uptake rates are likely to rise further as cyber threats become more complex and business exposure increases.

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