In April 2022, a High Court majority overturned a NSW Court of Appeal’s judgement that may have serious implications for sports and recreation insurance.

In the case of Tapp v Australian Bushmen’s Campdraft & Rodeo Association Limited [2022] HCA 11, an experienced campdrafter sustained serious spinal injuries while competing in an event that involved riding a horse at high speed around a course.

The High Court found that the Association had breached its duty of care and that the risk of injury or harm was not “‘obvious”.

In the spotlight

At a time of rising premiums and excess costs in sports and recreation insurance, the issue of “obvious” risk is in the spotlight. It will be a key area of focus in a panel discussion at the upcoming ANZIIF Australian Liability Conference.

“Cover premiums are increasing, excesses are increasing, and the actual limit of liability is decreasing,” says Rob Veale, Managing Director, V-Insurance Group, who will be joined on the panel by Peter McKenzie, General Manager, SLE Worldwide Australia/Pacific Underwriting, and Senior Counsel David Lloyd. 

Premium

You need to login to access this

Login

What are CIP Points? About ANZIIF Membership